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Credit Bureaus & Rating Agencies in the UK: Market Research Report

Market Research • Market Size • Industry Statistics • Industry Analysis • Industry Trends

Credit Bureaus & Rating Agencies Market Research Report | SIC N82.912 | Sep 2016

Creditable response: The industry has bounced back from the recession, exhibiting strong growth

IBISWorld’s Credit Bureaus & Rating Agencies market research report provides the latest industry statistics and industry trends, allowing you to identify the products and customers driving revenue growth and profitability. The industry report identifies the leading companies and offers strategic industry analysis of the key factors influencing the market.

Report Snapshot
Market Share of Companies
Experian Ltd Experian Ltd market share
Fitch Ratings Ltd Fitch Ratings Ltd market share
Moody's Investors Service Ltd Moody's Investors Service Ltd market share
Standard & Poor's Standard & Poor's market share
Industry Statistics & Market Size
Revenue
£1bn
Annual Growth 12-17
6.5%
Annual Growth 17-22
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Profit
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Employment
11,903
Businesses
49
Industry Threats & Opportunities
  • High recent growth rates are expected to be curtailed by uncertainty in the current year
  • New, more stringent regulations mean that private investors may now sue agencies for negligence
  • Demand from businesses is expected to rise as capital expenditure budgets improve
  • ... purchase to read more

Industry Analysis & Industry Trends

Credit bureaus and rating agencies collect, store and manage data about consumers and businesses. The industry is responsible for mitigating risk, regulating activity and standardising information for its clients, which include investors, credit issuers, investment banks, broker-dealers, governments and the general public. The industry can be divided into two separate segments: credit bureaus and credit rating agencies (CRAs). Credit bureaus help lenders assess the creditworthiness of prospective customers by collecting information on consumers' borrowing and repayment history. CRAs evaluate risk and assign ratings to various credit issuers and debt instruments... purchase to read more

Industry Report - Industry Investment Chapter

The industry's participants invest heavily in human capital and this is reflected in wage costs. Skilled labour is required to analyse large quantities of data and information in preparing accurate credit assessments and assigning credit ratings for millions of individuals, corporations, governments and financial products.

Enabling labour to perform these tasks is technology, including proprietary systems, databases and web-based platforms that contain software and complex financial models that evaluate risks and determine credit ratings. Enterprises also maintain and update highly confidential financial and personal data for millions of individuals and businesses. The.. purchase to read more

Additional Insights for the Credit Bureaus & Rating Agencies Industry

IBISWorld identifies 250 Key Success Factors for a business.The most important for the Credit Bureaus & Rating Agencies Industry are

  • Access to high quality inputs
  • Level of security provided/used
  • Having a good reputation
  • IBISWorld analysts also discuss how external factors such as year bond rate and Ratio of household debt to disposable income in the Credit Bureaus & Rating Agencies industry impact industry performance... purchase to read more

     


    Industry ProductsRelated Reports

    What is the Credit Bureaus & Rating Agencies Industry?

    Credit bureaus provide data and information used to assess the creditworthiness of consumers, businesses and other organisations. Credit rating agencies perform a similar function, but with a particular focus on debt securities that can be traded on secondary markets and the organisations that issue those securities.

    Industry Products
    Corporate and sovereign debt ratingConsumer credit reportingCommercial credit reporting
     
    Industry Activities
    Providing consumer credit informationProviding business credit informationCorporate debt security ratingGovernment debt security rating


    Table of Contents
    About this Industry
    Industry Definition
    Main Activities
    Similar Industries
    Additional Resources
    Industry at a Glance
    Industry Statistics Snapshot
    Industry Structure
    Executive Summary
    Industry Performance
    Executive Summary
    Key External Drivers
  • year bond rate
  • Ratio of household debt to disposable income
  • Equity capital raisings
  • Consumer confidence index
  • Business capital expenditure
  • Current Performance
  • Speculative growth
  • Rating agencies come under criticism
  • Robust demand
  • Chart: Revenue Growth
  • Industry Outlook
  • Improving conditions
  • Rising regulation
  • Table: Credit Bureaus & Rating Agencies Industry Revenue Outlook
  • Industry Life Cycle
  • Life cycle reasons
  • Chart: Benchmarking - Credit Bureaus & Rating Agencies Industry Lifecycle vs The Economy
  • Products & Markets
    Supply Chains
  • Key Buying Industries
  • Electricity, Gas, Steam and Air Conditioning Supply
  • Financial and Insurance Activities
  • Real Estate Activities
  • Debt Collection Agencies
  • Public Administration and Defence; Compulsory Social Security
  • Key Selling Industries
  • Debt Collection Agencies
  • Electricity, Gas, Steam and Air Conditioning Supply
  • Public Administration and Defence; Compulsory Social Security
  • Products & Services
  • Corporate and sovereign debt rating
  • Consumer credit reporting
  • Commercial credit reporting
  • Chart: Credit Bureaus & Rating Agencies Industry Products and Services Segmentation
  • Demand Determinants
    Major Markets
  • Banks and building societies
  • Non-financial companies
  • Non-depository finance companies
  • Utilities, telecommunications and insurance firms
  • Governments
  • Chart: Major Market Segmentation for the Credit Bureaus & Rating Agencies Industry
  • International Trade
    Business Locations
  • Chart: Business Locations by State
  • Competitive Landscape
    Market Share Concentration
    Key Success Factors
    Cost Structure Benchmarks
  • Profit
  • Wages
  • Purchases
  • Depreciation
  • Other
  • Chart: Cost Structure Benchmarking – Sector vs Credit Bureaus & Rating Agencies
  • Basis of Competition
    Barriers to Entry
  • Table: Barrier to Entry Checklist for the Credit Bureaus & Rating Agencies Industry
  • Industry Globalization
    Major Companies
    Standard & Poor's Credit Market Services Europe Ltd
    Moody's Investors Service Ltd
    Experian Ltd
    Fitch Ratings Ltd
  • Table: Standard & Poor's Credit Market Services Europe Ltd - financial performance
  • Table: Moody's Investors Service Ltd - financial performance
  • Table: Experian Ltd - financial performance
  • Table: Fitch Ratings Ltd - financial performance
  • Operating Conditions
    Capital Intensity
  • Chart: Level of Capital Intensity for the Credit Bureaus & Rating Agencies Industry
  • Chart: Tools of the Trade: Growth Strategies for Success
  • Technology & Systems
    Revenue Volatility
  • Chart: Volatility vs Industry Growth
  • Regulation & Policy
    Industry Assistance
    Key Statistics
  • Table: Industry Data for the Credit Bureaus & Rating Agencies Industry
  • Includes:
  • Industry Revenue (2008-2022)
  • Industry Gross Product (2008-2022)
  • Establishments (2008-2022)
  • Businesses (2008-2022)
  • Employment (2008-2022)
  • Wages (2008-2022)
  • Table: Annual Percentage Change for Key Industry Data
  • Table: Key Ratios for Industry Key Data
  • Jargon & Glossary
    Covered Bond
  • A bond that is backed by mortgages or cash flows from other debt, usually from the public sector.
  • Credit Bureau
  • A company that collects information on individuals' borrowing and debt repayment habits to assign a credit rating.
  • Credit Rating
  • An indicator of the creditworthiness of an individual, corporation, financial product or country, based on an evaluation of the borrower's credit history.
  • Credit Rating Agency
  • A company that assesses and rates the quality and risks of debt securities, companies or organisations.

  • Why Buy this Report?
    IBISWorld industry market research reports enable you to:
    • Find out about key industry trends
    • Identify threats and opportunities
    • Inform your decisions for marketing, strategy and planning
    • Quickly build competitive intelligence
    This report on Credit Bureaus & Rating Agencies:
    • Provides Market Size information to assist with planning and strategic decisions.
    • Includes the necessary information to perform SWOT, PEST and STEER analysis.
    • Helps you understand market dynamics to give you a deeper understanding of industry competition and the supply chain.
    • Analyses key performance and operational metrics so that you can benchmark against your own business, that of your customers’ businesses, or your competitors’ businesses.
    The Credit Bureaus & Rating Agencies market research report includes:
    • Historical data and analysis for the key drivers of this industry
    • A five-year forecast of the market and noted trends
    • Detailed research and segmentation for the main products and markets
    • An assessment of the competitive landscape and market shares for major companies
    • And of course, much more

    IBISWorld reports on thousands of industries around the world. Our clients rely on our information and data to stay up-to-date on industry trends across all industries. With this IBISWorld Industry Research Report on Credit Bureaus & Rating Agencies, you can expect thoroughly researched, reliable and current information that will help you to make faster, better business decisions.

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