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Banks in the UK: Market Research Report

Market Research • Market Size • Industry Statistics • Industry Analysis • Industry Trends

Banks Market Research Report | SIC K64.191 | Sep 2014

Cashing in: Revenue and profit are forecast to expand despite increasing regulation

IBISWorld’s Banks market research report is a comprehensive guide to market size and growth prospects. Our industry reports offer strategic industry analysis of the factors influencing companies, including new product developments, economic, lifestyle and demographic influences, distribution and supply chain factors and pricing issues. Full analysis accompanies our data forecasts to illustrate how the market responds to emerging industry trends.

Report Snapshot
Market Share of Companies
Barclays plc Barclays plc market share
HSBC Holdings HSBC Holdings market share
Lloyds Banking Group Lloyds Banking Group market share
Royal Bank of Scotland Group Royal Bank of Scotland Group market share
Industry Statistics & Market Size
Revenue
£142bn
Annual Growth 10-15
-0.5%
Annual Growth 15-20
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Profit
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Employment
420,139
Businesses
334
Industry Analysis & Industry Trends

The past five years have been some of the most volatile in the history of the banking industry. After a period of surging revenue and profit driven by a credit boom, a strong economy and an unprecedented expansion in banking operations and products, the industry was brought to its knees by the financial crisis in late 2008. As global capital markets plunged and banks stopped lending to each other, massive asset write-downs wiped out banks' equity, resulting in the collapse of Northern Rock and forcing the partial nationalisation of those left standing.

Banks have endured a torrid time, with revenue declining in 2008-09 before increasing strongly in 2009-10 thanks to government bailouts and assistance... purchase to read more

Industry Report - Industry Products Chapter

Banks generate revenue by charging interest on loans and charging fees to administer, maintain and process loans, transactions and bank accounts. They pay interest to the depositors and wholesale funding markets that provide them with funds to lend. To achieve a profit margin, banks aim to earn interest and fee revenue that is greater than the interest they pay.

Business loans

Businesses borrow from banks to finance their investments and operations. Business loans are flexible. They can be secured or unsecured, with a fixed or variable interest rate, and can be used for a variety of purposes. This can range from long-term loans for large investments, such as new property and equipment, to short-term operating loans for expenses such as inventory purchases or payroll... purchase to read more

 


Industry ProductsRelated ReportsTable of Contents

What is the Banks Industry?

The Banks industry covers the retail and commercial banking activities of deposit-taking institutions. Retail and commercial banks accept deposits from and make loans to individuals and businesses.

Industry Products
Business loansHome loansPersonal loansBank accounts
 
Industry Activities
Lending to businessesLending to individualsAccepting deposits


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